Call reports 2007
TRUBANK — 2007
What TRUBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 146,248,000 | 136,770,000 | 135,746,000 | 143,231,000 |
| Total loans | 122,221,000 | 121,043,000 | 115,823,000 | 111,612,000 |
| Allowance for loan losses | 1,494,000 | 1,535,000 | 1,706,000 | 1,155,000 |
| Securities available for sale | 805,000 | 617,000 | 616,000 | 615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,545,000 | 118,571,000 | 119,245,000 | 123,982,000 |
| Interest-bearing deposits | 116,864,000 | 107,735,000 | 108,967,000 | 103,944,000 |
| Noninterest-bearing deposits | 10,681,000 | 10,836,000 | 10,278,000 | 20,038,000 |
| Equity capital | 15,254,000 | 14,887,000 | 14,720,000 | 13,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,464,000 | 4,875,000 | 6,938,000 | 9,000,000 |
| Interest expense | 1,258,000 | 2,424,000 | 3,529,000 | 4,676,000 |
| Net interest income | 1,206,000 | 2,451,000 | 3,409,000 | 4,324,000 |
| Noninterest income | 154,000 | 342,000 | 570,000 | 769,000 |
| Noninterest expense | 1,229,000 | 2,349,000 | 3,487,000 | 4,520,000 |
| Provision for loan losses | 82,000 | 947,000 | 1,118,000 | 2,968,000 |
| Pretax income | 49,000 | -503,000 | -626,000 | -2,395,000 |
| Income tax | 4,000 | -216,000 | -278,000 | -947,000 |
| Net income | 45,000 | -287,000 | -348,000 | -1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,250,000 | 14,885,000 | 14,718,000 | 12,786,000 |
| Total capital | 16,813,000 | 16,486,000 | 16,267,000 | 14,010,000 |
| Risk-weighted assets | 132,311,000 | 128,094,000 | 123,674,000 | 121,254,000 |