Call reports 2006
TRUBANK — 2006
What TRUBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 116,236,000 | 129,339,000 | 138,849,000 | 155,120,000 |
| Total loans | 95,655,000 | 113,467,000 | 118,849,000 | 123,498,000 |
| Allowance for loan losses | 1,077,000 | 1,149,000 | 1,235,000 | 1,448,000 |
| Securities available for sale | 1,249,000 | 813,000 | 813,000 | 809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,234,000 | 108,820,000 | 120,343,000 | 134,172,000 |
| Interest-bearing deposits | 88,660,000 | 97,906,000 | 109,720,000 | 122,347,000 |
| Noninterest-bearing deposits | 9,574,000 | 10,914,000 | 10,623,000 | 11,825,000 |
| Equity capital | 12,774,000 | 12,854,000 | 15,303,000 | 15,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,670,000 | 3,657,000 | 6,003,000 | 8,553,000 |
| Interest expense | 669,000 | 1,474,000 | 2,523,000 | 3,706,000 |
| Net interest income | 1,001,000 | 2,183,000 | 3,480,000 | 4,847,000 |
| Noninterest income | 142,000 | 453,000 | 740,000 | 974,000 |
| Noninterest expense | 1,008,000 | 2,194,000 | 3,392,000 | 4,630,000 |
| Provision for loan losses | 50,000 | 110,000 | 175,000 | 390,000 |
| Pretax income | 85,000 | 332,000 | 653,000 | 801,000 |
| Income tax | 41,000 | 106,000 | 203,000 | 251,000 |
| Net income | 44,000 | 226,000 | 450,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,765,000 | 12,848,000 | 15,296,000 | 15,396,000 |
| Total capital | 13,911,000 | 14,066,000 | 16,600,000 | 16,913,000 |
| Risk-weighted assets | 109,237,000 | 120,009,000 | 126,644,000 | 132,409,000 |