Call reports 2005
TRUBANK — 2005
What TRUBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 102,638,000 | 103,279,000 | 105,778,000 | 113,990,000 |
| Total loans | 82,276,000 | 86,683,000 | 93,857,000 | 94,865,000 |
| Allowance for loan losses | 952,000 | 982,000 | 1,029,000 | 1,060,000 |
| Securities available for sale | 1,966,000 | 1,374,000 | 1,364,000 | 1,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,343,000 | 88,915,000 | 88,313,000 | 95,969,000 |
| Interest-bearing deposits | 78,966,000 | 79,635,000 | 78,537,000 | 85,066,000 |
| Noninterest-bearing deposits | 9,377,000 | 9,280,000 | 9,776,000 | 10,903,000 |
| Equity capital | 8,879,000 | 8,912,000 | 11,006,000 | 12,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,747,000 | 4,289,000 | 5,924,000 |
| Interest expense | 386,000 | 841,000 | 1,380,000 | 2,006,000 |
| Net interest income | 956,000 | 1,906,000 | 2,909,000 | 3,918,000 |
| Noninterest income | 132,000 | 282,000 | 431,000 | 549,000 |
| Noninterest expense | 777,000 | 1,626,000 | 2,442,000 | 3,409,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 291,000 | 512,000 | 818,000 | 948,000 |
| Income tax | 90,000 | 163,000 | 258,000 | 325,000 |
| Net income | 201,000 | 349,000 | 560,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,857,000 | 8,890,000 | 10,989,000 | 12,885,000 |
| Total capital | 9,832,000 | 9,905,000 | 12,055,000 | 13,997,000 |
| Risk-weighted assets | 85,000,000 | 89,069,000 | 95,553,000 | 100,650,000 |