Call reports 2004
TRUBANK — 2004
What TRUBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 94,939,000 | 93,804,000 | 93,993,000 | 102,357,000 |
| Total loans | 80,015,000 | 81,102,000 | 84,192,000 | 84,133,000 |
| Allowance for loan losses | 938,000 | 936,000 | 939,000 | 932,000 |
| Securities available for sale | 3,203,000 | 2,656,000 | 2,511,000 | 2,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,254,000 | 80,184,000 | 77,736,000 | 81,750,000 |
| Interest-bearing deposits | 66,714,000 | 66,929,000 | 64,534,000 | 69,614,000 |
| Noninterest-bearing deposits | 9,540,000 | 13,255,000 | 13,202,000 | 12,136,000 |
| Equity capital | 12,455,000 | 8,563,000 | 8,748,000 | 8,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,509,000 | 3,767,000 | 5,114,000 |
| Interest expense | 339,000 | 658,000 | 979,000 | 1,330,000 |
| Net interest income | 915,000 | 1,851,000 | 2,788,000 | 3,784,000 |
| Noninterest income | 134,000 | 277,000 | 448,000 | 622,000 |
| Noninterest expense | 697,000 | 1,434,000 | 2,165,000 | 3,064,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 352,000 | 694,000 | 1,071,000 | 1,342,000 |
| Income tax | 110,000 | 227,000 | 340,000 | 427,000 |
| Net income | 242,000 | 467,000 | 731,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,377,000 | 8,517,000 | 8,701,000 | 8,737,000 |
| Total capital | 13,315,000 | 9,453,000 | 9,640,000 | 9,688,000 |
| Risk-weighted assets | 80,196,000 | 80,663,000 | 82,717,000 | 85,085,000 |