Call reports 2002
TRUBANK — 2002
What TRUBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 98,679,000 | 98,488,000 | 98,214,000 | 102,867,000 |
| Total loans | 67,998,000 | 66,936,000 | 71,772,000 | 77,858,000 |
| Allowance for loan losses | 867,000 | 865,000 | 889,000 | 864,000 |
| Securities available for sale | 8,980,000 | 8,027,000 | 6,492,000 | 5,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,347,000 | 76,541,000 | 72,949,000 | 76,249,000 |
| Interest-bearing deposits | 69,947,000 | 67,532,000 | 63,989,000 | 66,620,000 |
| Noninterest-bearing deposits | 8,400,000 | 9,009,000 | 8,960,000 | 9,629,000 |
| Equity capital | 8,128,000 | 8,320,000 | 8,511,000 | 8,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 2,962,000 | 4,418,000 | 5,868,000 |
| Interest expense | 612,000 | 1,172,000 | 1,725,000 | 2,366,000 |
| Net interest income | 894,000 | 1,790,000 | 2,693,000 | 3,502,000 |
| Noninterest income | 140,000 | 318,000 | 481,000 | 671,000 |
| Noninterest expense | 697,000 | 1,408,000 | 2,084,000 | 2,764,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 337,000 | 700,000 | 1,108,000 | 1,427,000 |
| Income tax | 103,000 | 212,000 | 345,000 | 425,000 |
| Net income | 234,000 | 488,000 | 763,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,065,000 | 8,197,000 | 8,361,000 | 8,481,000 |
| Total capital | 8,904,000 | 9,048,000 | 9,250,000 | 9,345,000 |
| Risk-weighted assets | 67,098,000 | 68,088,000 | 72,233,000 | 76,613,000 |