Call reports 2001
TRUBANK — 2001
What TRUBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 94,026,000 | 89,549,000 | 93,795,000 | 104,217,000 |
| Total loans | 69,385,000 | 69,143,000 | 68,682,000 | 69,593,000 |
| Allowance for loan losses | 1,040,000 | 927,000 | 850,000 | 867,000 |
| Securities available for sale | 15,541,000 | 13,191,000 | 12,158,000 | 10,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,004,000 | 67,109,000 | 72,148,000 | 82,123,000 |
| Interest-bearing deposits | 67,246,000 | 59,230,000 | 63,564,000 | 69,497,000 |
| Noninterest-bearing deposits | 7,758,000 | 7,879,000 | 8,584,000 | 12,626,000 |
| Equity capital | 7,721,000 | 7,805,000 | 7,986,000 | 8,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,724,000 | 3,368,000 | 4,973,000 | 6,493,000 |
| Interest expense | 996,000 | 1,891,000 | 2,736,000 | 3,446,000 |
| Net interest income | 728,000 | 1,477,000 | 2,237,000 | 3,047,000 |
| Noninterest income | 120,000 | 256,000 | 375,000 | 553,000 |
| Noninterest expense | 510,000 | 1,103,000 | 1,699,000 | 2,405,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 338,000 | 630,000 | 913,000 | 1,195,000 |
| Income tax | 104,000 | 187,000 | 264,000 | 323,000 |
| Net income | 234,000 | 443,000 | 649,000 | 872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,648,000 | 7,744,000 | 7,840,000 | 7,943,000 |
| Total capital | 8,521,000 | 8,576,000 | 8,683,000 | 8,810,000 |
| Risk-weighted assets | 69,673,000 | 66,441,000 | 67,418,000 | 70,417,000 |