Call reports 2010
GRAHAM NATIONAL BANK — 2010
What GRAHAM NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 105,015,000 | 110,132,000 | 113,344,000 |
| Total loans | 83,175,000 | 102,389,000 | 100,327,000 |
| Allowance for loan losses | 897,000 | 893,000 | 893,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 93,763,000 | 98,943,000 | 101,629,000 |
| Interest-bearing deposits | 69,854,000 | 72,904,000 | 76,345,000 |
| Noninterest-bearing deposits | 23,909,000 | 26,039,000 | 25,285,000 |
| Equity capital | 11,147,000 | 11,041,000 | 11,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 1,153,000 | 2,355,000 | 3,611,000 |
| Interest expense | 170,000 | 351,000 | 539,000 |
| Net interest income | 983,000 | 2,004,000 | 3,072,000 |
| Noninterest income | 269,000 | 538,000 | 806,000 |
| Noninterest expense | 804,000 | 1,649,000 | 2,492,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 448,000 | 893,000 | 1,386,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 448,000 | 893,000 | 1,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 11,147,000 | 11,041,000 | 11,534,000 |
| Total capital | 12,044,000 | 11,934,000 | 12,427,000 |
| Risk-weighted assets | 88,664,000 | 105,582,000 | 103,134,000 |