Call report 2004Q4
GRAHAM NATIONAL BANK — 2004Q4
The 22 measures GRAHAM NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,638,000 | USD | evidence → |
| Total loans | 84,030,000 | USD | evidence → |
| Allowance for loan losses | 611,000 | USD | evidence → |
| Securities available for sale | 231,000 | USD | evidence → |
| Securities held to maturity | 19,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,913,000 | USD | evidence → |
| Interest-bearing deposits | 65,724,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,188,000 | USD | evidence → |
| Equity capital | 10,136,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,160,000 | USD | evidence → |
| Interest expense | 816,000 | USD | evidence → |
| Net interest income | 3,344,000 | USD | evidence → |
| Noninterest income | 960,000 | USD | evidence → |
| Noninterest expense | 2,471,000 | USD | evidence → |
| Provision for loan losses | 47,000 | USD | evidence → |
| Pretax income | 1,786,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,786,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,134,000 | USD | evidence → |
| Total capital | 10,745,000 | USD | evidence → |
| Risk-weighted assets | 85,622,000 | USD | evidence → |