Call reports 2001
GRAHAM NATIONAL BANK — 2001
What GRAHAM NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 83,600,000 | 84,258,000 | 85,770,000 | 87,776,000 |
| Total loans | 63,401,000 | 68,916,000 | 68,698,000 | 68,176,000 |
| Allowance for loan losses | 557,000 | 568,000 | 579,000 | 564,000 |
| Securities available for sale | 4,243,000 | 3,758,000 | 3,805,000 | 3,787,000 |
| Securities held to maturity | 5,741,000 | 5,737,000 | 5,734,000 | 5,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,530,000 | 75,262,000 | 76,635,000 | 78,640,000 |
| Interest-bearing deposits | 63,876,000 | 64,610,000 | 65,855,000 | 66,154,000 |
| Noninterest-bearing deposits | 10,654,000 | 10,652,000 | 10,780,000 | 12,486,000 |
| Equity capital | 8,755,000 | 8,675,000 | 8,809,000 | 8,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,144,000 | 4,598,000 | 5,901,000 |
| Interest expense | 720,000 | 1,398,000 | 2,026,000 | 2,515,000 |
| Net interest income | 905,000 | 1,746,000 | 2,572,000 | 3,386,000 |
| Noninterest income | 180,000 | 356,000 | 546,000 | 728,000 |
| Noninterest expense | 532,000 | 1,099,000 | 1,656,000 | 2,354,000 |
| Provision for loan losses | 10,000 | 24,000 | 32,000 | 38,000 |
| Pretax income | 543,000 | 979,000 | 1,430,000 | 1,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 543,000 | 979,000 | 1,430,000 | 1,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,676,000 | 8,577,000 | 8,662,000 | 8,720,000 |
| Total capital | 9,233,000 | 9,145,000 | 9,241,000 | 9,284,000 |
| Risk-weighted assets | 65,799,000 | 72,839,000 | 74,984,000 | 73,322,000 |