Call reports 2025
BANKFIRST FINANCIAL SERVICES — 2025
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,790,484,000 | 2,744,123,000 | 3,299,625,000 | 3,256,725,000 |
| Total loans | 1,819,682,000 | 1,837,669,000 | 2,198,198,000 | 2,204,793,000 |
| Allowance for loan losses | 23,541,000 | 24,050,000 | 27,579,000 | 28,808,000 |
| Securities available for sale | 225,429,000 | 244,468,000 | 286,722,000 | 274,052,000 |
| Securities held to maturity | 302,567,000 | 297,827,000 | 293,590,000 | 289,417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,411,722,000 | 2,384,309,000 | 2,857,965,000 | 2,804,646,000 |
| Interest-bearing deposits | 1,873,165,000 | 1,865,157,000 | 2,204,028,000 | 2,190,848,000 |
| Noninterest-bearing deposits | 538,557,000 | 519,152,000 | 653,937,000 | 613,798,000 |
| Equity capital | 353,236,000 | 331,969,000 | 409,091,000 | 422,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 33,238,000 | 67,878,000 | 110,700,000 | 152,406,000 |
| Interest expense | 10,909,000 | 22,076,000 | 35,202,000 | 47,909,000 |
| Net interest income | 22,329,000 | 45,802,000 | 75,498,000 | 104,497,000 |
| Noninterest income | 6,620,000 | 13,671,000 | 20,820,000 | 27,721,000 |
| Noninterest expense | 19,691,000 | 39,798,000 | 63,527,000 | 87,668,000 |
| Provision for loan losses | 600,000 | 1,450,000 | 6,845,000 | 4,250,000 |
| Pretax income | 8,658,000 | 18,226,000 | 25,636,000 | 40,011,000 |
| Income tax | 1,862,000 | 4,141,000 | 5,728,000 | 9,202,000 |
| Net income | 6,796,000 | 14,085,000 | 19,908,000 | 30,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 289,466,000 | 267,534,000 | 318,517,000 | 330,279,000 |