Call reports 2024
BANKFIRST FINANCIAL SERVICES — 2024
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,697,311,000 | 2,702,571,000 | 2,749,149,000 | 2,730,258,000 |
| Total loans | 1,806,926,000 | 1,839,640,000 | 1,835,312,000 | 1,853,402,000 |
| Allowance for loan losses | 24,332,000 | 23,720,000 | 23,301,000 | 23,527,000 |
| Securities available for sale | 233,739,000 | 232,316,000 | 233,971,000 | 227,143,000 |
| Securities held to maturity | 323,523,000 | 317,293,000 | 311,756,000 | 307,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,327,100,000 | 2,324,197,000 | 2,357,261,000 | 2,359,415,000 |
| Interest-bearing deposits | 1,805,512,000 | 1,782,710,000 | 1,823,231,000 | 1,816,976,000 |
| Noninterest-bearing deposits | 521,588,000 | 541,487,000 | 534,030,000 | 542,439,000 |
| Equity capital | 345,826,000 | 352,177,000 | 364,103,000 | 343,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 31,249,000 | 64,140,000 | 97,333,000 | 131,494,000 |
| Interest expense | 10,452,000 | 21,897,000 | 33,652,000 | 45,161,000 |
| Net interest income | 20,797,000 | 42,243,000 | 63,681,000 | 86,333,000 |
| Noninterest income | 6,416,000 | 13,501,000 | 21,169,000 | 28,943,000 |
| Noninterest expense | 19,559,000 | 39,151,000 | 59,073,000 | 78,567,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | 2,800,000 |
| Pretax income | 7,129,000 | 15,349,000 | 24,008,000 | 34,015,000 |
| Income tax | 1,580,000 | 3,502,000 | 5,408,000 | 7,396,000 |
| Net income | 5,549,000 | 11,847,000 | 18,600,000 | 26,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 283,414,000 | 290,481,000 | 298,002,000 | 281,789,000 |