Call reports 2023
BANKFIRST FINANCIAL SERVICES — 2023
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,666,230,000 | 2,658,969,000 | 2,711,242,000 | 2,723,191,000 |
| Total loans | 1,725,309,000 | 1,748,978,000 | 1,783,089,000 | 1,813,168,000 |
| Allowance for loan losses | 23,219,000 | 23,221,000 | 23,684,000 | 24,084,000 |
| Securities available for sale | 288,570,000 | 276,448,000 | 233,896,000 | 235,466,000 |
| Securities held to maturity | 343,465,000 | 337,928,000 | 332,800,000 | 328,013,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,327,976,000 | 2,311,151,000 | 2,357,898,000 | 2,356,659,000 |
| Interest-bearing deposits | 1,705,312,000 | 1,715,070,000 | 1,769,249,000 | 1,808,599,000 |
| Noninterest-bearing deposits | 622,664,000 | 596,081,000 | 588,649,000 | 548,060,000 |
| Equity capital | 316,536,000 | 320,973,000 | 327,344,000 | 341,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 27,277,000 | 55,841,000 | 85,869,000 | 117,072,000 |
| Interest expense | 3,357,000 | 8,676,000 | 16,302,000 | 25,339,000 |
| Net interest income | 23,920,000 | 47,165,000 | 69,567,000 | 91,733,000 |
| Noninterest income | 5,607,000 | 11,693,000 | 22,884,000 | 28,876,000 |
| Noninterest expense | 18,851,000 | 38,975,000 | 58,628,000 | 77,523,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,585,000 | 1,985,000 |
| Pretax income | 10,383,000 | 19,201,000 | 30,795,000 | 39,770,000 |
| Income tax | 2,441,000 | 4,414,000 | 7,039,000 | 8,969,000 |
| Net income | 7,942,000 | 14,787,000 | 23,756,000 | 30,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,102,000 | 259,625,000 | 269,272,000 | 277,004,000 |