Call reports 2022
BANKFIRST FINANCIAL SERVICES — 2022
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,024,855,000 | 2,045,233,000 | 2,097,613,000 | 2,402,492,000 |
| Total loans | 1,218,428,000 | 1,232,762,000 | 1,313,567,000 | 1,511,276,000 |
| Allowance for loan losses | 15,868,000 | 13,913,000 | 13,953,000 | 14,132,000 |
| Securities available for sale | 217,858,000 | 234,398,000 | 229,886,000 | 278,315,000 |
| Securities held to maturity | 371,354,000 | 361,447,000 | 353,949,000 | 347,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,789,403,000 | 1,797,228,000 | 1,837,880,000 | 2,096,002,000 |
| Interest-bearing deposits | 1,292,855,000 | 1,255,420,000 | 1,275,527,000 | 1,497,048,000 |
| Noninterest-bearing deposits | 496,548,000 | 541,808,000 | 562,353,000 | 598,954,000 |
| Equity capital | 221,120,000 | 234,357,000 | 234,784,000 | 283,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,073,000 | 33,785,000 | 52,390,000 | 75,064,000 |
| Interest expense | 1,132,000 | 2,233,000 | 3,302,000 | 4,120,000 |
| Net interest income | 15,941,000 | 31,552,000 | 49,088,000 | 70,944,000 |
| Noninterest income | 5,060,000 | 10,025,000 | 15,434,000 | 20,050,000 |
| Noninterest expense | 14,281,000 | 26,106,000 | 41,141,000 | 58,161,000 |
| Provision for loan losses | 150,000 | 300,000 | 600,000 | 1,050,000 |
| Pretax income | 6,570,000 | 15,167,000 | 22,751,000 | 31,531,000 |
| Income tax | 1,421,000 | 3,475,000 | 5,283,000 | 6,510,000 |
| Net income | 5,149,000 | 11,692,000 | 17,468,000 | 25,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,669,000 | 197,599,000 | 203,802,000 | 224,672,000 |
| Total capital | 196,537,000 | — | — | — |
| Risk-weighted assets | 1,341,162,000 | — | — | — |