Call reports 2021
BANKFIRST FINANCIAL SERVICES — 2021
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,780,098,000 | 1,798,482,000 | 1,789,572,000 | 1,818,788,000 |
| Total loans | 1,135,122,000 | 1,140,349,000 | 1,143,605,000 | 1,206,562,000 |
| Allowance for loan losses | 16,647,000 | 16,526,000 | 16,358,000 | 15,719,000 |
| Securities available for sale | 411,930,000 | 427,390,000 | 439,565,000 | 423,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,570,439,000 | 1,583,678,000 | 1,575,294,000 | 1,609,840,000 |
| Interest-bearing deposits | 1,120,748,000 | 1,115,992,000 | 1,098,729,000 | 1,107,449,000 |
| Noninterest-bearing deposits | 449,691,000 | 467,686,000 | 476,565,000 | 502,391,000 |
| Equity capital | 186,826,000 | 190,911,000 | 195,362,000 | 195,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,721,000 | 29,320,000 | 45,106,000 | 62,398,000 |
| Interest expense | 1,535,000 | 2,805,000 | 4,008,000 | 5,330,000 |
| Net interest income | 13,186,000 | 26,515,000 | 41,098,000 | 57,068,000 |
| Noninterest income | 5,967,000 | 11,561,000 | 18,241,000 | 22,806,000 |
| Noninterest expense | 13,083,000 | 26,342,000 | 39,791,000 | 53,475,000 |
| Provision for loan losses | 246,000 | 390,000 | 712,000 | 1,112,000 |
| Pretax income | 5,837,000 | 11,357,000 | 18,849,000 | 25,300,000 |
| Income tax | 1,181,000 | 2,065,000 | 3,867,000 | 5,293,000 |
| Net income | 4,656,000 | 9,292,000 | 14,982,000 | 20,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,348,000 | 151,252,000 | 157,230,000 | 158,556,000 |
| Total capital | 164,813,000 | 165,556,000 | 171,598,000 | 174,135,000 |
| Risk-weighted assets | 1,155,036,000 | 1,142,059,000 | 1,147,454,000 | 1,246,064,000 |