Call reports 2019
BANKFIRST FINANCIAL SERVICES — 2019
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,048,423,000 | 1,279,283,000 | 1,273,339,000 | 1,278,148,000 |
| Total loans | 758,821,000 | 922,408,000 | 927,875,000 | 904,439,000 |
| Allowance for loan losses | 9,356,000 | 9,398,000 | 9,158,000 | 9,418,000 |
| Securities available for sale | 136,281,000 | 199,927,000 | 200,062,000 | 217,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 925,652,000 | 1,107,330,000 | 1,106,019,000 | 1,110,104,000 |
| Interest-bearing deposits | 715,285,000 | 880,304,000 | 866,362,000 | 863,161,000 |
| Noninterest-bearing deposits | 210,367,000 | 227,026,000 | 239,657,000 | 246,943,000 |
| Equity capital | 90,114,000 | 146,844,000 | 147,732,000 | 148,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,301,000 | 23,752,000 | 37,082,000 | 50,101,000 |
| Interest expense | 1,936,000 | 4,483,000 | 6,995,000 | 9,223,000 |
| Net interest income | 8,365,000 | 19,269,000 | 30,087,000 | 40,878,000 |
| Noninterest income | 2,531,000 | 6,200,000 | 9,994,000 | 14,973,000 |
| Noninterest expense | 7,090,000 | 16,852,000 | 26,667,000 | 36,481,000 |
| Provision for loan losses | 465,000 | 677,000 | 910,000 | 1,577,000 |
| Pretax income | 3,409,000 | 8,161,000 | 12,784,000 | 18,223,000 |
| Income tax | 762,000 | 1,895,000 | 2,921,000 | 4,211,000 |
| Net income | 2,647,000 | 6,266,000 | 9,863,000 | 14,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,985,000 | 122,158,000 | 122,814,000 | 124,102,000 |
| Total capital | 95,341,000 | 131,556,000 | 131,972,000 | 133,520,000 |
| Risk-weighted assets | 767,568,000 | 957,996,000 | 958,287,000 | 956,004,000 |