Call reports 2018
BANKFIRST FINANCIAL SERVICES — 2018
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 962,612,000 | 961,573,000 | 974,105,000 | 975,235,000 |
| Total loans | 752,327,000 | 757,135,000 | 773,980,000 | 766,835,000 |
| Allowance for loan losses | 7,311,000 | 7,504,000 | 8,103,000 | 8,300,000 |
| Securities available for sale | 123,482,000 | 123,865,000 | 121,237,000 | 123,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 847,226,000 | 845,639,000 | 831,916,000 | 829,361,000 |
| Interest-bearing deposits | 691,769,000 | 686,567,000 | 672,231,000 | 674,049,000 |
| Noninterest-bearing deposits | 155,457,000 | 159,072,000 | 159,685,000 | 155,312,000 |
| Equity capital | 102,988,000 | 105,528,000 | 106,329,000 | 107,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,150,000 | 18,685,000 | 28,526,000 | 38,663,000 |
| Interest expense | 1,001,000 | 2,060,000 | 3,339,000 | 4,845,000 |
| Net interest income | 8,149,000 | 16,625,000 | 25,187,000 | 33,818,000 |
| Noninterest income | 2,200,000 | 4,562,000 | 7,211,000 | 9,710,000 |
| Noninterest expense | 6,714,000 | 13,769,000 | 20,952,000 | 28,319,000 |
| Provision for loan losses | 353,000 | 694,000 | 1,296,000 | 1,680,000 |
| Pretax income | 3,282,000 | 6,724,000 | 10,197,000 | 13,576,000 |
| Income tax | 732,000 | 1,501,000 | 2,274,000 | 2,868,000 |
| Net income | 2,550,000 | 5,223,000 | 7,923,000 | 10,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,703,000 | 102,490,000 | 103,928,000 | 104,226,000 |
| Total capital | 107,014,000 | 110,119,000 | 112,031,000 | 112,526,000 |
| Risk-weighted assets | 762,977,000 | 762,667,000 | 765,860,000 | 772,633,000 |