Call reports 2017
BANKFIRST FINANCIAL SERVICES — 2017
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 954,917,000 | 944,927,000 | 949,838,000 | 957,533,000 |
| Total loans | 736,657,000 | 743,706,000 | 755,067,000 | 758,398,000 |
| Allowance for loan losses | 7,183,000 | 7,056,000 | 7,180,000 | 7,027,000 |
| Securities available for sale | 131,412,000 | 123,523,000 | 124,206,000 | 118,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 859,664,000 | 841,369,000 | 834,795,000 | 829,617,000 |
| Interest-bearing deposits | 705,389,000 | 683,001,000 | 682,073,000 | 673,014,000 |
| Noninterest-bearing deposits | 154,275,000 | 158,368,000 | 152,722,000 | 156,603,000 |
| Equity capital | 86,016,000 | 87,904,000 | 87,466,000 | 101,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,563,000 | 17,317,000 | 26,238,000 | 35,441,000 |
| Interest expense | 876,000 | 1,774,000 | 2,704,000 | 3,682,000 |
| Net interest income | 7,687,000 | 15,543,000 | 23,534,000 | 31,759,000 |
| Noninterest income | 1,875,000 | 3,871,000 | 6,080,000 | 7,974,000 |
| Noninterest expense | 6,560,000 | 13,217,000 | 20,160,000 | 26,952,000 |
| Provision for loan losses | 330,000 | 519,000 | 964,000 | 1,470,000 |
| Pretax income | 2,801,000 | 5,828,000 | 8,640,000 | 11,461,000 |
| Income tax | 926,000 | 1,938,000 | 2,685,000 | 4,696,000 |
| Net income | 1,875,000 | 3,890,000 | 5,955,000 | 6,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,828,000 | 84,242,000 | 83,366,000 | 97,363,000 |
| Total capital | 90,011,000 | 91,298,000 | 90,546,000 | 104,390,000 |
| Risk-weighted assets | 755,183,000 | 752,977,000 | 764,147,000 | 764,873,000 |