Call reports 2016
BANKFIRST FINANCIAL SERVICES — 2016
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 914,562,000 | 915,253,000 | 923,491,000 | 927,725,000 |
| Total loans | 707,847,000 | 710,175,000 | 729,146,000 | 735,254,000 |
| Allowance for loan losses | 7,339,000 | 7,389,000 | 7,487,000 | 7,085,000 |
| Securities available for sale | 119,331,000 | 119,644,000 | 114,943,000 | 117,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 820,945,000 | 819,835,000 | 826,591,000 | 832,750,000 |
| Interest-bearing deposits | 683,242,000 | 679,309,000 | 684,540,000 | 693,629,000 |
| Noninterest-bearing deposits | 137,703,000 | 140,526,000 | 142,051,000 | 139,121,000 |
| Equity capital | 83,302,000 | 84,700,000 | 85,226,000 | 83,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,716,000 | 17,480,000 | 25,622,000 | 34,200,000 |
| Interest expense | 906,000 | 1,803,000 | 2,697,000 | 3,590,000 |
| Net interest income | 7,810,000 | 15,677,000 | 22,925,000 | 30,610,000 |
| Noninterest income | 1,689,000 | 3,465,000 | 5,782,000 | 7,739,000 |
| Noninterest expense | 6,395,000 | 13,094,000 | 19,633,000 | 26,097,000 |
| Provision for loan losses | 307,000 | 626,000 | 860,000 | 1,090,000 |
| Pretax income | 2,829,000 | 5,463,000 | 8,271,000 | 11,240,000 |
| Income tax | 962,000 | 1,856,000 | 2,823,000 | 3,839,000 |
| Net income | 1,867,000 | 3,607,000 | 5,448,000 | 7,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,471,000 | 80,774,000 | 81,517,000 | 81,460,000 |
| Total capital | 86,810,000 | 88,163,000 | 89,004,000 | 88,545,000 |
| Risk-weighted assets | 724,267,000 | 725,568,000 | 746,439,000 | 753,436,000 |