Call reports 2015
BANKFIRST FINANCIAL SERVICES — 2015
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 740,700,000 | 734,403,000 | 919,417,000 | 900,988,000 |
| Total loans | 582,016,000 | 600,518,000 | 700,872,000 | 713,765,000 |
| Allowance for loan losses | 9,497,000 | 9,130,000 | 8,707,000 | 7,050,000 |
| Securities available for sale | 80,796,000 | 74,756,000 | 106,069,000 | 115,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 658,521,000 | 647,086,000 | 821,449,000 | 804,774,000 |
| Interest-bearing deposits | 561,379,000 | 550,401,000 | 694,152,000 | 667,842,000 |
| Noninterest-bearing deposits | 97,142,000 | 96,685,000 | 127,297,000 | 136,932,000 |
| Equity capital | 71,665,000 | 72,732,000 | 80,968,000 | 81,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,136,000 | 14,422,000 | 22,377,000 | 31,248,000 |
| Interest expense | 807,000 | 1,612,000 | 2,455,000 | 3,374,000 |
| Net interest income | 6,329,000 | 12,810,000 | 19,922,000 | 27,874,000 |
| Noninterest income | 1,178,000 | 2,403,000 | 4,069,000 | 5,848,000 |
| Noninterest expense | 5,232,000 | 10,731,000 | 16,716,000 | 23,370,000 |
| Provision for loan losses | 68,000 | 81,000 | 451,000 | 1,228,000 |
| Pretax income | 2,207,000 | 4,401,000 | 6,818,000 | 9,124,000 |
| Income tax | 698,000 | 1,482,000 | 2,326,000 | 3,108,000 |
| Net income | 1,509,000 | 2,919,000 | 4,492,000 | 6,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,839,000 | 72,284,000 | 77,335,000 | 78,318,000 |
| Total capital | 78,366,000 | 79,949,000 | 86,042,000 | 85,368,000 |
| Risk-weighted assets | 600,210,000 | 611,696,000 | 751,349,000 | 747,412,000 |