Call reports 2013
BANKFIRST FINANCIAL SERVICES — 2013
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 733,904,000 | 716,661,000 | 718,968,000 | 713,762,000 |
| Total loans | 527,765,000 | 516,927,000 | 518,363,000 | 531,741,000 |
| Allowance for loan losses | 9,635,000 | 9,606,000 | 9,644,000 | 8,364,000 |
| Securities available for sale | 113,881,000 | 98,432,000 | 96,582,000 | 103,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,562,000 | 627,647,000 | 625,874,000 | 622,120,000 |
| Interest-bearing deposits | 547,073,000 | 542,824,000 | 534,821,000 | 531,163,000 |
| Noninterest-bearing deposits | 81,489,000 | 84,823,000 | 91,053,000 | 90,957,000 |
| Equity capital | 66,485,000 | 66,071,000 | 67,939,000 | 67,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,862,000 | 15,415,000 | 22,785,000 | 30,111,000 |
| Interest expense | 1,354,000 | 2,546,000 | 3,527,000 | 4,419,000 |
| Net interest income | 6,508,000 | 12,869,000 | 19,258,000 | 25,692,000 |
| Noninterest income | 1,119,000 | 2,479,000 | 3,751,000 | 5,248,000 |
| Noninterest expense | 5,225,000 | 10,364,000 | 15,572,000 | 21,078,000 |
| Provision for loan losses | 315,000 | 737,000 | 945,000 | 948,000 |
| Pretax income | 2,131,000 | 4,324,000 | 6,570,000 | 8,992,000 |
| Income tax | 691,000 | 1,433,000 | 2,185,000 | 2,988,000 |
| Net income | 1,440,000 | 2,891,000 | 4,385,000 | 6,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,983,000 | 66,466,000 | 67,990,000 | 68,142,000 |
| Total capital | 71,665,000 | 72,950,000 | 74,679,000 | 75,091,000 |
| Risk-weighted assets | 530,825,000 | 523,312,000 | 532,137,000 | 554,469,000 |