Call reports 2012
BANKFIRST FINANCIAL SERVICES — 2012
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 732,159,000 | 736,863,000 | 742,814,000 | 747,529,000 |
| Total loans | 539,643,000 | 545,762,000 | 542,896,000 | 538,234,000 |
| Allowance for loan losses | 8,605,000 | 9,057,000 | 9,391,000 | 9,676,000 |
| Securities available for sale | 101,636,000 | 102,769,000 | 106,553,000 | 115,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,738,000 | 625,589,000 | 630,110,000 | 636,499,000 |
| Interest-bearing deposits | 546,824,000 | 544,329,000 | 550,560,000 | 551,012,000 |
| Noninterest-bearing deposits | 71,914,000 | 81,260,000 | 79,550,000 | 85,487,000 |
| Equity capital | 67,248,000 | 69,113,000 | 70,990,000 | 70,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,837,000 | 17,524,000 | 26,139,000 | 34,481,000 |
| Interest expense | 1,774,000 | 3,478,000 | 5,098,000 | 6,610,000 |
| Net interest income | 7,063,000 | 14,046,000 | 21,041,000 | 27,871,000 |
| Noninterest income | 1,150,000 | 2,315,000 | 3,433,000 | 3,897,000 |
| Noninterest expense | 4,767,000 | 9,870,000 | 14,867,000 | 18,967,000 |
| Provision for loan losses | 856,000 | 1,545,000 | 2,320,000 | 3,852,000 |
| Pretax income | 2,599,000 | 4,955,000 | 7,297,000 | 8,952,000 |
| Income tax | 880,000 | 1,672,000 | 2,493,000 | 2,949,000 |
| Net income | 1,719,000 | 3,283,000 | 4,804,000 | 6,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,725,000 | 67,288,000 | 68,810,000 | 69,010,000 |
| Total capital | 72,333,000 | 73,955,000 | 75,491,000 | 75,676,000 |
| Risk-weighted assets | 526,621,000 | 536,937,000 | 531,024,000 | 529,536,000 |