Call reports 2011
BANKFIRST FINANCIAL SERVICES — 2011
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 686,334,000 | 678,665,000 | 695,650,000 | 718,860,000 |
| Total loans | 508,651,000 | 529,233,000 | 528,339,000 | 541,543,000 |
| Allowance for loan losses | 6,317,000 | 6,691,000 | 7,431,000 | 7,830,000 |
| Securities available for sale | 98,012,000 | 88,157,000 | 93,103,000 | 96,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 574,645,000 | 571,664,000 | 579,035,000 | 600,224,000 |
| Interest-bearing deposits | 507,775,000 | 506,927,000 | 512,483,000 | 523,134,000 |
| Noninterest-bearing deposits | 66,870,000 | 64,737,000 | 66,552,000 | 77,090,000 |
| Equity capital | 56,206,000 | 58,240,000 | 64,033,000 | 65,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,354,000 | 16,930,000 | 25,663,000 | 34,384,000 |
| Interest expense | 2,174,000 | 4,188,000 | 6,087,000 | 7,903,000 |
| Net interest income | 6,180,000 | 12,742,000 | 19,576,000 | 26,481,000 |
| Noninterest income | 1,047,000 | 2,208,000 | 3,342,000 | 4,177,000 |
| Noninterest expense | 4,658,000 | 9,060,000 | 13,389,000 | 18,175,000 |
| Provision for loan losses | 454,000 | 1,413,000 | 2,346,000 | 3,249,000 |
| Pretax income | 2,231,000 | 4,599,000 | 7,289,000 | 9,339,000 |
| Income tax | 727,000 | 1,511,000 | 2,416,000 | 3,114,000 |
| Net income | 1,504,000 | 3,088,000 | 4,873,000 | 6,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,981,000 | 57,564,000 | 62,654,000 | 64,006,000 |
| Total capital | 62,298,000 | 64,124,000 | 69,149,000 | 70,423,000 |
| Risk-weighted assets | 506,392,000 | 524,700,000 | 518,703,000 | 511,970,000 |