Call reports 2010
BANKFIRST FINANCIAL SERVICES — 2010
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 748,425,000 | 742,605,000 | 725,512,000 | 697,128,000 |
| Total loans | 497,576,000 | 494,009,000 | 504,715,000 | 505,214,000 |
| Allowance for loan losses | 5,634,000 | 5,781,000 | 7,396,000 | 6,004,000 |
| Securities available for sale | 159,617,000 | 157,161,000 | 135,432,000 | 107,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,879,000 | 632,043,000 | 607,861,000 | 580,550,000 |
| Interest-bearing deposits | 577,060,000 | 568,776,000 | 551,836,000 | 522,389,000 |
| Noninterest-bearing deposits | 59,819,000 | 63,267,000 | 56,025,000 | 58,161,000 |
| Equity capital | 51,969,000 | 54,228,000 | 54,678,000 | 54,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,635,000 | 17,528,000 | 26,372,000 | 35,358,000 |
| Interest expense | 3,571,000 | 6,858,000 | 9,894,000 | 12,572,000 |
| Net interest income | 5,064,000 | 10,670,000 | 16,478,000 | 22,786,000 |
| Noninterest income | 1,088,000 | 2,275,000 | 3,197,000 | 3,487,000 |
| Noninterest expense | 4,414,000 | 8,271,000 | 12,539,000 | 16,562,000 |
| Provision for loan losses | 354,000 | 982,000 | 3,226,000 | 4,174,000 |
| Pretax income | 1,384,000 | 3,743,000 | 4,043,000 | 5,743,000 |
| Income tax | 417,000 | 1,200,000 | 1,212,000 | 1,649,000 |
| Net income | 967,000 | 2,543,000 | 2,831,000 | 4,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,349,000 | 52,926,000 | 53,214,000 | 54,477,000 |
| Total capital | 56,983,000 | 58,707,000 | 59,763,000 | 60,481,000 |
| Risk-weighted assets | 510,309,000 | 510,062,000 | 523,056,000 | 516,264,000 |