Call reports 2009
BANKFIRST FINANCIAL SERVICES — 2009
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 729,566,000 | 728,492,000 | 728,118,000 | 723,147,000 |
| Total loans | 518,352,000 | 528,072,000 | 526,954,000 | 503,639,000 |
| Allowance for loan losses | 3,596,000 | 3,514,000 | 4,425,000 | 5,399,000 |
| Securities available for sale | 124,565,000 | 113,407,000 | 121,731,000 | 125,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 604,516,000 | 604,291,000 | 610,045,000 | 607,925,000 |
| Interest-bearing deposits | 540,655,000 | 544,529,000 | 547,281,000 | 549,455,000 |
| Noninterest-bearing deposits | 63,861,000 | 59,762,000 | 62,764,000 | 58,470,000 |
| Equity capital | 49,841,000 | 51,074,000 | 52,535,000 | 50,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,749,000 | 17,796,000 | 27,165,000 | 36,428,000 |
| Interest expense | 4,233,000 | 8,330,000 | 12,300,000 | 16,029,000 |
| Net interest income | 4,516,000 | 9,466,000 | 14,865,000 | 20,399,000 |
| Noninterest income | 1,020,000 | 2,067,000 | 3,005,000 | 2,951,000 |
| Noninterest expense | 4,183,000 | 8,739,000 | 13,251,000 | 17,362,000 |
| Provision for loan losses | 221,000 | 1,387,000 | 2,695,000 | 7,595,000 |
| Pretax income | 1,132,000 | 1,433,000 | 1,528,000 | -1,962,000 |
| Income tax | 328,000 | 343,000 | 278,000 | -1,225,000 |
| Net income | 804,000 | 1,090,000 | 1,250,000 | -737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,923,000 | 51,209,000 | 51,369,000 | 50,382,000 |
| Total capital | 53,519,000 | 54,723,000 | 55,794,000 | 55,781,000 |
| Risk-weighted assets | 529,304,000 | 532,211,000 | 533,292,000 | 512,142,000 |