Call reports 2001
BANKFIRST FINANCIAL SERVICES — 2001
What BANKFIRST FINANCIAL SERVICES reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 243,590,000 | 252,869,000 | 264,353,000 | 267,224,000 |
| Total loans | 165,695,000 | 171,663,000 | 177,820,000 | 181,683,000 |
| Allowance for loan losses | 1,442,000 | 1,492,000 | 1,560,000 | 1,604,000 |
| Securities available for sale | 32,047,000 | 35,384,000 | 37,777,000 | 39,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,165,000 | 198,926,000 | 209,520,000 | 213,813,000 |
| Interest-bearing deposits | 161,096,000 | 171,257,000 | 183,508,000 | 186,815,000 |
| Noninterest-bearing deposits | 25,069,000 | 27,669,000 | 26,012,000 | 26,998,000 |
| Equity capital | 19,384,000 | 19,877,000 | 20,733,000 | 19,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,628,000 | 9,377,000 | 14,164,000 | 18,828,000 |
| Interest expense | 2,536,000 | 5,109,000 | 7,697,000 | 10,127,000 |
| Net interest income | 2,092,000 | 4,268,000 | 6,467,000 | 8,701,000 |
| Noninterest income | 643,000 | 1,404,000 | 2,247,000 | 3,098,000 |
| Noninterest expense | 2,043,000 | 4,052,000 | 5,966,000 | 8,084,000 |
| Provision for loan losses | 79,000 | 218,000 | 348,000 | 479,000 |
| Pretax income | 619,000 | 1,408,000 | 2,412,000 | 3,321,000 |
| Income tax | 220,000 | 506,000 | 859,000 | 1,183,000 |
| Net income | 399,000 | 902,000 | 1,553,000 | 2,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,051,000 | 19,565,000 | 20,228,000 | 19,446,000 |
| Total capital | 20,493,000 | 21,057,000 | 21,788,000 | 21,050,000 |
| Risk-weighted assets | 177,363,000 | 181,426,000 | 194,873,000 | 195,889,000 |