Call reports 2006
COMMUNITY NATIONAL BANK — 2006
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 121,026,000 | 145,792,000 | 132,950,000 |
| Total loans | 102,056,000 | 106,769,000 | 104,888,000 |
| Allowance for loan losses | 2,115,000 | 2,130,000 | 2,174,000 |
| Securities available for sale | 8,968,000 | 8,930,000 | 9,054,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 103,053,000 | 99,569,000 | 104,936,000 |
| Interest-bearing deposits | 92,493,000 | 88,935,000 | 94,275,000 |
| Noninterest-bearing deposits | 10,560,000 | 10,634,000 | 10,661,000 |
| Equity capital | 17,114,000 | 24,058,000 | 24,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 2,365,000 | 846,000 | 3,424,000 |
| Interest expense | 785,000 | 271,000 | 1,178,000 |
| Net interest income | 1,580,000 | 575,000 | 2,246,000 |
| Noninterest income | 269,000 | 92,000 | 382,000 |
| Noninterest expense | 1,032,000 | 340,000 | 1,369,000 |
| Provision for loan losses | 75,000 | 25,000 | 100,000 |
| Pretax income | 742,000 | 302,000 | 1,159,000 |
| Income tax | 251,000 | 115,000 | 430,000 |
| Net income | 491,000 | 187,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 16,708,000 | 13,087,000 | 13,629,000 |
| Total capital | 17,918,000 | 14,377,000 | 14,864,000 |
| Risk-weighted assets | 95,892,000 | 102,342,000 | 98,134,000 |