Call reports 2001
COMMUNITY NATIONAL BANK — 2001
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 158,785,000 | 162,207,000 | 169,432,000 | 171,977,000 |
| Total loans | 130,776,000 | 138,653,000 | 142,581,000 | 140,796,000 |
| Allowance for loan losses | 2,230,000 | 2,328,000 | 2,163,000 | 2,107,000 |
| Securities available for sale | 10,190,000 | 10,200,000 | 10,416,000 | 10,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,028,000 | 144,109,000 | 153,292,000 | 158,488,000 |
| Interest-bearing deposits | 133,387,000 | 137,041,000 | 146,413,000 | 147,882,000 |
| Noninterest-bearing deposits | 7,641,000 | 7,068,000 | 6,879,000 | 10,606,000 |
| Equity capital | 11,436,000 | 11,924,000 | 12,818,000 | 12,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,676,000 | 7,556,000 | 11,327,000 | 15,106,000 |
| Interest expense | 2,053,000 | 4,168,000 | 6,267,000 | 8,169,000 |
| Net interest income | 1,623,000 | 3,388,000 | 5,060,000 | 6,937,000 |
| Noninterest income | 256,000 | 516,000 | 798,000 | 1,071,000 |
| Noninterest expense | 937,000 | 1,874,000 | 2,790,000 | 3,838,000 |
| Provision for loan losses | 225,000 | 500,000 | 810,000 | 1,135,000 |
| Pretax income | 717,000 | 1,530,000 | 2,261,000 | 3,038,000 |
| Income tax | 259,000 | 589,000 | 849,000 | 1,106,000 |
| Net income | 458,000 | 941,000 | 1,412,000 | 1,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,347,000 | 11,830,000 | 12,651,000 | 12,521,000 |
| Total capital | 12,926,000 | 13,513,000 | 14,404,000 | 14,261,000 |
| Risk-weighted assets | 126,416,000 | 134,002,000 | 139,811,000 | 138,855,000 |