Call reports 2025
PROVIDENT BANK — 2025
What PROVIDENT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 24,256,157,000 | 24,549,890,000 | 24,840,140,000 | 24,946,372,000 |
| Total loans | 18,941,332,000 | 19,111,752,000 | 19,300,396,000 | 19,518,770,000 |
| Allowance for loan losses | 191,770,000 | 187,871,000 | 186,969,000 | 184,767,000 |
| Securities available for sale | 2,878,785,000 | 3,019,796,000 | 3,141,320,000 | 3,164,756,000 |
| Securities held to maturity | 314,022,000 | 308,724,000 | 292,139,000 | 282,142,000 |
| Trading assets | 143,377,000 | 122,776,000 | 111,618,000 | 0 |
| Total deposits | 18,519,274,000 | 18,769,065,000 | 19,152,748,000 | 19,322,398,000 |
| Interest-bearing deposits | 14,710,280,000 | 15,006,791,000 | 15,390,577,000 | 15,604,683,000 |
| Noninterest-bearing deposits | 3,808,994,000 | 3,762,274,000 | 3,762,171,000 | 3,717,715,000 |
| Equity capital | 2,983,108,000 | 3,041,989,000 | 3,105,919,000 | 3,165,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 305,317,000 | 621,595,000 | 947,844,000 | 1,272,653,000 |
| Interest expense | 115,198,000 | 235,925,000 | 359,327,000 | 478,757,000 |
| Net interest income | 190,119,000 | 385,670,000 | 588,517,000 | 793,896,000 |
| Noninterest income | 26,788,000 | 53,746,000 | 80,907,000 | 108,426,000 |
| Noninterest expense | 115,800,000 | 229,742,000 | 342,374,000 | 456,678,000 |
| Provision for loan losses | 325,000 | -2,325,000 | 2,175,000 | 4,125,000 |
| Pretax income | 100,722,000 | 212,198,000 | 322,708,000 | 443,263,000 |
| Income tax | 27,955,000 | 58,576,000 | 91,020,000 | 128,284,000 |
| Net income | 72,767,000 | 153,622,000 | 231,688,000 | 314,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,340,251,000 | 2,399,287,000 | 2,453,320,000 | 2,504,536,000 |
| Total capital | 2,539,742,000 | 2,594,641,000 | 2,650,315,000 | 2,696,167,000 |
| Risk-weighted assets | 20,121,523,000 | 20,312,292,000 | 20,609,244,000 | 20,616,257,000 |