Call reports 2020
PROVIDENT BANK — 2020
What PROVIDENT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 10,084,024,000 | 10,512,396,000 | 12,845,440,000 | 12,914,397,000 |
| Total loans | 7,372,044,000 | 7,766,391,000 | 9,756,809,000 | 9,822,890,000 |
| Allowance for loan losses | 75,143,000 | 86,259,000 | 106,314,000 | 101,466,000 |
| Securities available for sale | 989,833,000 | 948,614,000 | 1,100,391,000 | 1,105,489,000 |
| Securities held to maturity | 445,531,000 | 439,390,000 | 446,667,000 | 451,043,000 |
| Trading assets | 111,608,000 | 118,707,000 | 117,722,000 | 101,079,000 |
| Total deposits | 7,252,778,000 | 7,698,280,000 | 9,586,934,000 | 9,882,269,000 |
| Interest-bearing deposits | 5,642,572,000 | 5,728,286,000 | 7,111,891,000 | 7,509,715,000 |
| Noninterest-bearing deposits | 1,610,206,000 | 1,969,994,000 | 2,475,043,000 | 2,372,554,000 |
| Equity capital | 1,322,850,000 | 1,328,048,000 | 1,526,354,000 | 1,561,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 88,167,000 | 169,707,000 | 263,159,000 | 363,308,000 |
| Interest expense | 16,459,000 | 28,482,000 | 40,055,000 | 51,471,000 |
| Net interest income | 71,708,000 | 141,225,000 | 223,104,000 | 311,837,000 |
| Noninterest income | 17,086,000 | 31,243,000 | 51,776,000 | 72,048,000 |
| Noninterest expense | 53,785,000 | 108,698,000 | 168,162,000 | 226,378,000 |
| Provision for loan losses | 14,700,000 | 25,600,000 | 32,011,000 | 29,710,000 |
| Pretax income | 20,304,000 | 38,209,000 | 74,757,000 | 127,870,000 |
| Income tax | 5,255,000 | 8,970,000 | 18,289,000 | 30,603,000 |
| Net income | 15,049,000 | 29,239,000 | 56,468,000 | 97,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 880,226,000 | 888,239,000 | 1,074,518,000 | 1,086,589,000 |
| Total capital | 944,310,000 | 963,439,000 | 1,207,888,000 | 1,223,469,000 |
| Risk-weighted assets | 8,137,494,000 | 8,370,959,000 | 10,621,070,000 | 10,914,114,000 |
Machine access — free, no API key
Every figure shown here about PROVIDENT BANK — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.