Call reports 2019
PROVIDENT BANK — 2019
What PROVIDENT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 9,802,502,000 | 9,937,306,000 | 9,917,493,000 | 9,807,688,000 |
| Total loans | 7,223,844,000 | 7,293,735,000 | 7,266,994,000 | 7,332,885,000 |
| Allowance for loan losses | 55,353,000 | 62,810,000 | 57,344,000 | 55,525,000 |
| Securities available for sale | 1,083,601,000 | 1,102,261,000 | 1,052,995,000 | 976,919,000 |
| Securities held to maturity | 472,039,000 | 474,855,000 | 461,738,000 | 453,629,000 |
| Trading assets | 17,718,000 | 33,585,000 | 54,743,000 | 39,305,000 |
| Total deposits | 6,940,151,000 | 6,907,230,000 | 7,009,477,000 | 7,159,136,000 |
| Interest-bearing deposits | 5,469,494,000 | 5,396,839,000 | 5,283,296,000 | 5,554,854,000 |
| Noninterest-bearing deposits | 1,470,658,000 | 1,510,391,000 | 1,726,182,000 | 1,604,282,000 |
| Equity capital | 1,338,976,000 | 1,362,157,000 | 1,348,830,000 | 1,364,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 92,420,000 | 188,059,000 | 281,084,000 | 371,465,000 |
| Interest expense | 17,773,000 | 37,232,000 | 57,098,000 | 74,965,000 |
| Net interest income | 74,647,000 | 150,827,000 | 223,986,000 | 296,500,000 |
| Noninterest income | 12,060,000 | 27,799,000 | 45,803,000 | 63,404,000 |
| Noninterest expense | 48,061,000 | 97,426,000 | 146,808,000 | 200,232,000 |
| Provision for loan losses | 200,000 | 9,700,000 | 10,200,000 | 13,100,000 |
| Pretax income | 38,447,000 | 71,531,000 | 112,813,000 | 146,649,000 |
| Income tax | 7,650,000 | 16,420,000 | 26,342,000 | 34,328,000 |
| Net income | 30,797,000 | 55,111,000 | 86,471,000 | 112,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 926,727,000 | 920,913,000 | 904,796,000 | 923,471,000 |
| Total capital | 982,225,000 | 983,867,000 | 962,282,000 | 979,136,000 |
| Risk-weighted assets | 7,709,010,000 | 7,884,273,000 | 7,822,487,000 | 7,730,365,000 |