Call reports 2018
PROVIDENT BANK — 2018
What PROVIDENT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 9,733,779,000 | 9,732,415,000 | 9,709,014,000 | 9,725,812,000 |
| Total loans | 7,291,138,000 | 7,253,242,000 | 7,228,373,000 | 7,250,588,000 |
| Allowance for loan losses | 62,521,000 | 58,819,000 | 53,910,000 | 55,562,000 |
| Securities available for sale | 1,039,597,000 | 1,052,534,000 | 1,042,320,000 | 1,063,079,000 |
| Securities held to maturity | 466,945,000 | 473,825,000 | 474,092,000 | 479,425,000 |
| Trading assets | 11,486,000 | 15,589,000 | 18,111,000 | 15,634,000 |
| Total deposits | 6,788,596,000 | 6,709,186,000 | 6,747,043,000 | 6,863,260,000 |
| Interest-bearing deposits | 5,316,069,000 | 5,174,905,000 | 5,240,456,000 | 5,348,438,000 |
| Noninterest-bearing deposits | 1,472,527,000 | 1,534,281,000 | 1,506,587,000 | 1,514,822,000 |
| Equity capital | 1,265,520,000 | 1,271,453,000 | 1,294,648,000 | 1,322,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 86,325,000 | 174,644,000 | 265,933,000 | 359,855,000 |
| Interest expense | 13,467,000 | 27,916,000 | 43,806,000 | 60,810,000 |
| Net interest income | 72,858,000 | 146,728,000 | 222,127,000 | 299,045,000 |
| Noninterest income | 13,451,000 | 27,346,000 | 43,315,000 | 56,846,000 |
| Noninterest expense | 46,818,000 | 95,413,000 | 141,940,000 | 191,189,000 |
| Provision for loan losses | 5,400,000 | 20,900,000 | 21,900,000 | 23,700,000 |
| Pretax income | 34,092,000 | 57,764,000 | 101,608,000 | 141,015,000 |
| Income tax | 6,317,000 | 10,844,000 | 19,380,000 | 24,838,000 |
| Net income | 27,775,000 | 46,920,000 | 82,228,000 | 116,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 863,076,000 | 872,343,000 | 901,000,000 | 917,659,000 |
| Total capital | 925,746,000 | 931,309,000 | 955,057,000 | 973,366,000 |
| Risk-weighted assets | 7,604,173,000 | 7,648,616,000 | 7,584,261,000 | 7,606,203,000 |