Call reports 2017
PROVIDENT BANK — 2017
What PROVIDENT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 9,509,418,000 | 9,538,985,000 | 9,494,894,000 | 9,844,932,000 |
| Total loans | 6,998,069,000 | 7,031,048,000 | 7,028,052,000 | 7,325,718,000 |
| Allowance for loan losses | 62,155,000 | 62,862,000 | 60,276,000 | 60,195,000 |
| Securities available for sale | 1,048,745,000 | 1,039,509,000 | 1,027,995,000 | 1,037,476,000 |
| Securities held to maturity | 489,114,000 | 492,737,000 | 481,845,000 | 477,652,000 |
| Trading assets | 7,430,000 | 7,946,000 | 8,035,000 | 7,219,000 |
| Total deposits | 6,578,150,000 | 6,538,887,000 | 6,626,154,000 | 6,757,023,000 |
| Interest-bearing deposits | 5,183,148,000 | 5,146,779,000 | 5,222,386,000 | 5,261,182,000 |
| Noninterest-bearing deposits | 1,395,002,000 | 1,392,108,000 | 1,403,768,000 | 1,495,841,000 |
| Equity capital | 1,202,967,000 | 1,231,529,000 | 1,247,402,000 | 1,244,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 77,911,000 | 158,349,000 | 240,239,000 | 323,828,000 |
| Interest expense | 11,340,000 | 23,187,000 | 35,326,000 | 47,483,000 |
| Net interest income | 66,571,000 | 135,162,000 | 204,913,000 | 276,345,000 |
| Noninterest income | 12,430,000 | 27,208,000 | 42,253,000 | 55,578,000 |
| Noninterest expense | 45,921,000 | 92,962,000 | 138,982,000 | 186,738,000 |
| Provision for loan losses | 1,500,000 | 3,200,000 | 3,700,000 | 5,600,000 |
| Pretax income | 31,580,000 | 66,219,000 | 104,531,000 | 139,642,000 |
| Income tax | 8,257,000 | 18,635,000 | 30,518,000 | 46,216,000 |
| Net income | 23,323,000 | 47,584,000 | 74,013,000 | 93,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 784,359,000 | 812,376,000 | 828,349,000 | 834,084,000 |
| Total capital | 846,666,000 | 875,390,000 | 888,777,000 | 894,430,000 |
| Risk-weighted assets | 7,108,069,000 | 7,156,231,000 | 7,245,018,000 | 7,881,859,000 |