Call reports 2016
PROVIDENT BANK — 2016
What PROVIDENT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 9,025,984,000 | 9,226,577,000 | 9,389,701,000 | 9,500,278,000 |
| Total loans | 6,638,127,000 | 6,780,966,000 | 6,890,586,000 | 7,003,487,000 |
| Allowance for loan losses | 62,191,000 | 60,933,000 | 61,088,000 | 61,883,000 |
| Securities available for sale | 984,544,000 | 1,014,216,000 | 1,032,705,000 | 1,040,545,000 |
| Securities held to maturity | 472,934,000 | 478,846,000 | 476,359,000 | 488,183,000 |
| Trading assets | 14,407,000 | 19,541,000 | 18,641,000 | 7,441,000 |
| Total deposits | 6,202,544,000 | 6,280,386,000 | 6,577,108,000 | 6,609,947,000 |
| Interest-bearing deposits | 4,969,051,000 | 4,989,861,000 | 5,237,811,000 | 5,205,491,000 |
| Noninterest-bearing deposits | 1,233,493,000 | 1,290,525,000 | 1,339,296,000 | 1,404,456,000 |
| Equity capital | 1,144,798,000 | 1,159,464,000 | 1,170,706,000 | 1,177,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 73,970,000 | 148,773,000 | 224,814,000 | 302,302,000 |
| Interest expense | 11,392,000 | 22,773,000 | 34,332,000 | 45,744,000 |
| Net interest income | 62,578,000 | 126,000,000 | 190,482,000 | 256,558,000 |
| Noninterest income | 12,875,000 | 26,655,000 | 40,715,000 | 55,148,000 |
| Noninterest expense | 44,618,000 | 90,230,000 | 135,815,000 | 182,695,000 |
| Provision for loan losses | 1,500,000 | 3,200,000 | 4,200,000 | 5,400,000 |
| Pretax income | 29,431,000 | 59,322,000 | 91,236,000 | 123,675,000 |
| Income tax | 8,634,000 | 17,321,000 | 26,501,000 | 36,566,000 |
| Net income | 20,797,000 | 42,001,000 | 64,735,000 | 87,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 719,094,000 | 731,807,000 | 744,449,000 | 760,708,000 |
| Total capital | 781,439,000 | 792,892,000 | 805,689,000 | 822,743,000 |
| Risk-weighted assets | 6,810,826,000 | 6,930,237,000 | 6,960,427,000 | 7,178,667,000 |
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