Call reports 2015
PROVIDENT BANK — 2015
What PROVIDENT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 8,525,005,000 | 8,751,435,000 | 8,858,754,000 | 8,911,415,000 |
| Total loans | 6,124,699,000 | 6,308,354,000 | 6,430,945,000 | 6,537,674,000 |
| Allowance for loan losses | 61,110,000 | 59,624,000 | 60,464,000 | 61,424,000 |
| Securities available for sale | 1,048,134,000 | 1,033,177,000 | 995,601,000 | 965,342,000 |
| Securities held to maturity | 473,704,000 | 471,984,000 | 471,723,000 | 473,684,000 |
| Trading assets | 3,216,000 | 2,830,000 | 6,642,000 | 6,854,000 |
| Total deposits | 5,860,414,000 | 5,854,736,000 | 5,865,356,000 | 5,969,610,000 |
| Interest-bearing deposits | 4,747,934,000 | 4,672,086,000 | 4,682,376,000 | 4,734,428,000 |
| Noninterest-bearing deposits | 1,112,480,000 | 1,182,650,000 | 1,182,980,000 | 1,235,182,000 |
| Equity capital | 1,092,470,000 | 1,100,851,000 | 1,116,256,000 | 1,126,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 72,229,000 | 144,412,000 | 217,424,000 | 291,769,000 |
| Interest expense | 10,837,000 | 21,886,000 | 32,886,000 | 44,040,000 |
| Net interest income | 61,392,000 | 122,526,000 | 184,538,000 | 247,729,000 |
| Noninterest income | 10,262,000 | 26,511,000 | 38,566,000 | 54,374,000 |
| Noninterest expense | 43,206,000 | 89,028,000 | 132,428,000 | 179,599,000 |
| Provision for loan losses | 600,000 | 1,700,000 | 3,100,000 | 4,350,000 |
| Pretax income | 27,850,000 | 58,954,000 | 88,226,000 | 118,808,000 |
| Income tax | 8,267,000 | 17,755,000 | 26,651,000 | 35,936,000 |
| Net income | 19,583,000 | 41,199,000 | 61,575,000 | 82,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 690,510,000 | 675,755,000 | 691,972,000 | 709,690,000 |
| Total capital | 751,775,000 | 735,534,000 | 752,591,000 | 771,268,000 |
| Risk-weighted assets | 6,431,531,000 | 6,534,499,000 | 6,508,434,000 | 6,689,564,000 |