Call reports 2006
PROVIDENT BANK — 2006
What PROVIDENT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 5,912,304,000 | 5,824,708,000 | 5,793,538,000 | 5,720,415,000 |
| Total loans | 3,731,348,000 | 3,771,933,000 | 3,757,736,000 | 3,783,664,000 |
| Allowance for loan losses | 31,904,000 | 32,255,000 | 32,197,000 | 32,434,000 |
| Securities available for sale | 971,137,000 | 855,667,000 | 808,796,000 | 767,885,000 |
| Securities held to maturity | 410,300,000 | 404,216,000 | 399,700,000 | 389,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,946,751,000 | 3,956,167,000 | 3,978,405,000 | 3,864,421,000 |
| Interest-bearing deposits | 3,436,193,000 | 3,441,763,000 | 3,912,466,000 | 3,381,118,000 |
| Noninterest-bearing deposits | 510,558,000 | 514,404,000 | 65,939,000 | 483,303,000 |
| Equity capital | 940,802,000 | 895,531,000 | 884,311,000 | 869,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 69,367,000 | 139,875,000 | 210,544,000 | 281,370,000 |
| Interest expense | 26,562,000 | 54,909,000 | 86,177,000 | 119,108,000 |
| Net interest income | 42,805,000 | 84,966,000 | 124,367,000 | 162,262,000 |
| Noninterest income | 6,860,000 | 15,149,000 | 22,111,000 | 29,351,000 |
| Noninterest expense | 29,962,000 | 59,671,000 | 89,580,000 | 116,691,000 |
| Provision for loan losses | 555,000 | 1,120,000 | 1,220,000 | 1,320,000 |
| Pretax income | 19,153,000 | 37,928,000 | 54,294,000 | 72,224,000 |
| Income tax | 6,127,000 | 12,054,000 | 17,093,000 | 23,052,000 |
| Net income | 13,026,000 | 25,874,000 | 37,201,000 | 49,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 522,210,000 | 479,803,000 | 463,647,000 | 448,355,000 |
| Total capital | 554,194,000 | 512,058,000 | 495,844,000 | 480,789,000 |
| Risk-weighted assets | 3,813,732,000 | 3,865,807,000 | 3,878,870,000 | 3,501,936,000 |
Machine access — free, no API key
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