Call reports 2005
PROVIDENT BANK — 2005
What PROVIDENT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 6,292,277,000 | 6,240,809,000 | 6,131,763,000 | 6,010,547,000 |
| Total loans | 3,678,695,000 | 3,702,386,000 | 3,681,570,000 | 3,739,122,000 |
| Allowance for loan losses | 33,837,000 | 33,353,000 | 32,621,000 | 31,980,000 |
| Securities available for sale | 1,274,005,000 | 1,194,695,000 | 1,138,055,000 | 1,051,640,000 |
| Securities held to maturity | 429,671,000 | 434,475,000 | 420,283,000 | 410,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,074,973,000 | 4,024,052,000 | 3,985,631,000 | 3,948,921,000 |
| Interest-bearing deposits | 4,037,752,000 | 3,986,324,000 | 3,940,636,000 | 3,442,120,000 |
| Noninterest-bearing deposits | 37,221,000 | 37,728,000 | 44,995,000 | 506,801,000 |
| Equity capital | 950,775,000 | 956,463,000 | 942,958,000 | 938,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 68,620,000 | 137,095,000 | 206,079,000 | 275,186,000 |
| Interest expense | 22,222,000 | 45,493,000 | 70,349,000 | 96,633,000 |
| Net interest income | 46,398,000 | 91,602,000 | 135,730,000 | 178,553,000 |
| Noninterest income | 6,168,000 | 13,394,000 | 20,731,000 | 27,880,000 |
| Noninterest expense | 30,897,000 | 63,938,000 | 93,704,000 | 122,998,000 |
| Provision for loan losses | 0 | 400,000 | 500,000 | 600,000 |
| Pretax income | 21,503,000 | 40,560,000 | 62,372,000 | 82,951,000 |
| Income tax | 6,923,000 | 13,020,000 | 20,535,000 | 27,303,000 |
| Net income | 14,580,000 | 27,540,000 | 41,837,000 | 55,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 518,441,000 | 521,351,000 | 515,035,000 | 514,869,000 |
| Total capital | 552,382,000 | 554,832,000 | 547,733,000 | 546,927,000 |
| Risk-weighted assets | 3,788,893,000 | 3,783,479,000 | 3,815,211,000 | 3,806,361,000 |
Machine access — free, no API key
Every figure shown here about PROVIDENT BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.