Call reports 2025
FORESIGHT BANK — 2025
What FORESIGHT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 334,813,000 | 1,596,500,000 | 1,622,804,000 | 1,662,075,000 |
| Total loans | 224,974,000 | 1,126,568,000 | 1,132,970,000 | 1,139,112,000 |
| Allowance for loan losses | 2,964,000 | 12,626,000 | 12,630,000 | 12,983,000 |
| Securities available for sale | 69,105,000 | 361,146,000 | 369,287,000 | 428,688,000 |
| Securities held to maturity | 0 | 3,263,000 | 2,741,000 | 2,378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,309,000 | 1,387,818,000 | 1,385,167,000 | 1,430,500,000 |
| Interest-bearing deposits | 251,191,000 | 1,139,258,000 | 1,142,292,000 | 1,210,854,000 |
| Noninterest-bearing deposits | 44,118,000 | 248,560,000 | 242,875,000 | 219,646,000 |
| Equity capital | 29,477,000 | 144,924,000 | 161,402,000 | 165,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,337,000 | 40,676,000 | 61,165,000 | 82,908,000 |
| Interest expense | 1,693,000 | 15,443,000 | 22,782,000 | 30,229,000 |
| Net interest income | 2,644,000 | 25,233,000 | 38,383,000 | 52,679,000 |
| Noninterest income | 302,000 | 4,831,000 | 6,596,000 | 8,367,000 |
| Noninterest expense | 1,991,000 | 19,958,000 | 31,908,000 | 42,473,000 |
| Provision for loan losses | 23,000 | 870,000 | 1,237,000 | 1,995,000 |
| Pretax income | 956,000 | 9,608,000 | 12,202,000 | 16,931,000 |
| Income tax | 202,000 | 2,337,000 | 3,063,000 | 4,322,000 |
| Net income | 754,000 | 7,271,000 | 9,139,000 | 12,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,446,000 | 173,955,000 | 184,395,000 | 186,690,000 |
| Total capital | — | — | 197,327,000 | 199,989,000 |
| Risk-weighted assets | — | — | 1,357,405,000 | 1,384,559,000 |