Call reports 2023
FORESIGHT BANK — 2023
What FORESIGHT BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 329,814,000 | 331,714,000 | 328,722,000 | 332,516,000 |
| Total loans | 252,698,000 | 251,299,000 | 252,397,000 | 249,403,000 |
| Allowance for loan losses | 2,874,000 | 2,904,000 | 4,277,000 | 2,927,000 |
| Securities available for sale | 56,407,000 | 53,757,000 | 51,341,000 | 54,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,966,000 | 295,650,000 | 296,279,000 | 297,300,000 |
| Interest-bearing deposits | 237,656,000 | 246,042,000 | 250,833,000 | 246,357,000 |
| Noninterest-bearing deposits | 56,310,000 | 49,608,000 | 45,446,000 | 50,943,000 |
| Equity capital | 25,777,000 | 26,152,000 | 24,295,000 | 27,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,607,000 | 7,510,000 | 11,419,000 | 15,590,000 |
| Interest expense | 976,000 | 2,141,000 | 3,638,000 | 5,271,000 |
| Net interest income | 2,631,000 | 5,369,000 | 7,781,000 | 10,319,000 |
| Noninterest income | 313,000 | 865,000 | 1,191,000 | 1,757,000 |
| Noninterest expense | 2,186,000 | 4,310,000 | 6,376,000 | 8,568,000 |
| Provision for loan losses | 53,000 | 113,000 | 1,527,000 | 164,000 |
| Pretax income | 718,000 | 1,821,000 | 957,000 | 3,115,000 |
| Income tax | 156,000 | 417,000 | 134,000 | 690,000 |
| Net income | 562,000 | 1,404,000 | 823,000 | 2,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,282,000 | 30,870,000 | 29,990,000 | 31,592,000 |