Call reports 2022
FORESIGHT BANK — 2022
What FORESIGHT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 308,818,000 | 328,827,000 | 325,547,000 | 327,136,000 |
| Total loans | 217,155,000 | 250,112,000 | 251,829,000 | 250,342,000 |
| Allowance for loan losses | 2,833,000 | 2,840,000 | 2,828,000 | 2,998,000 |
| Securities available for sale | 63,271,000 | 57,528,000 | 54,837,000 | 56,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,827,000 | 297,738,000 | 296,673,000 | 296,687,000 |
| Interest-bearing deposits | 217,170,000 | 236,743,000 | 232,937,000 | 232,094,000 |
| Noninterest-bearing deposits | 57,657,000 | 60,995,000 | 63,735,000 | 64,593,000 |
| Equity capital | 26,378,000 | 24,196,000 | 24,314,000 | 25,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,690,000 | 5,741,000 | 9,063,000 | 12,637,000 |
| Interest expense | 323,000 | 726,000 | 1,348,000 | 2,185,000 |
| Net interest income | 2,367,000 | 5,015,000 | 7,715,000 | 10,452,000 |
| Noninterest income | 524,000 | 845,000 | 1,141,000 | 1,616,000 |
| Noninterest expense | 1,886,000 | 3,854,000 | 5,874,000 | 8,010,000 |
| Provision for loan losses | 0 | 0 | 0 | 210,000 |
| Pretax income | 1,029,000 | 2,034,000 | 3,010,000 | 3,876,000 |
| Income tax | 239,000 | 479,000 | 716,000 | 937,000 |
| Net income | 790,000 | 1,555,000 | 2,294,000 | 2,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,293,000 | 28,867,000 | 29,605,000 | 30,249,000 |