Call reports 2021
FORESIGHT BANK — 2021
What FORESIGHT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 293,197,000 | 301,161,000 | 305,777,000 | 303,828,000 |
| Total loans | 200,706,000 | 213,333,000 | 200,194,000 | 215,219,000 |
| Allowance for loan losses | 2,381,000 | 2,888,000 | 2,678,000 | 2,685,000 |
| Securities available for sale | 68,345,000 | 66,503,000 | 69,441,000 | 68,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,661,000 | 266,191,000 | 269,297,000 | 267,116,000 |
| Interest-bearing deposits | 211,569,000 | 216,980,000 | 219,107,000 | 212,350,000 |
| Noninterest-bearing deposits | 48,092,000 | 49,211,000 | 50,190,000 | 54,766,000 |
| Equity capital | 27,244,000 | 27,659,000 | 28,949,000 | 29,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,331,000 | 8,489,000 | 11,375,000 |
| Interest expense | 407,000 | 789,000 | 1,156,000 | 1,501,000 |
| Net interest income | 2,223,000 | 4,542,000 | 7,333,000 | 9,874,000 |
| Noninterest income | 310,000 | 647,000 | 968,000 | 1,348,000 |
| Noninterest expense | 1,615,000 | 3,328,000 | 5,036,000 | 6,841,000 |
| Provision for loan losses | 105,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 813,000 | 1,261,000 | 2,665,000 | 3,776,000 |
| Income tax | 196,000 | 278,000 | 633,000 | 906,000 |
| Net income | 617,000 | 983,000 | 2,032,000 | 2,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,532,000 | 26,934,000 | 27,697,000 | 28,252,000 |