Call reports 2020
FORESIGHT BANK — 2020
What FORESIGHT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 248,904,000 | 272,056,000 | 274,349,000 | 282,146,000 |
| Total loans | 180,717,000 | 181,699,000 | 185,260,000 | 196,469,000 |
| Allowance for loan losses | 2,114,000 | 2,220,000 | 2,088,000 | 2,285,000 |
| Securities available for sale | 52,503,000 | 52,952,000 | 61,290,000 | 72,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,732,000 | 238,675,000 | 240,788,000 | 246,784,000 |
| Interest-bearing deposits | 190,004,000 | 200,450,000 | 202,606,000 | 202,736,000 |
| Noninterest-bearing deposits | 30,728,000 | 38,225,000 | 38,182,000 | 44,048,000 |
| Equity capital | 25,343,000 | 26,871,000 | 27,150,000 | 27,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,641,000 | 5,191,000 | 7,709,000 | 10,315,000 |
| Interest expense | 626,000 | 1,147,000 | 1,620,000 | 2,057,000 |
| Net interest income | 2,015,000 | 4,044,000 | 6,089,000 | 8,258,000 |
| Noninterest income | 287,000 | 594,000 | 870,000 | 1,253,000 |
| Noninterest expense | 1,445,000 | 3,014,000 | 4,616,000 | 6,302,000 |
| Provision for loan losses | 38,000 | 75,000 | 125,000 | 320,000 |
| Pretax income | 837,000 | 1,570,000 | 2,239,000 | 2,910,000 |
| Income tax | 203,000 | 371,000 | 522,000 | 654,000 |
| Net income | 634,000 | 1,199,000 | 1,717,000 | 2,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,394,000 | 25,710,000 | 25,948,000 | 26,201,000 |