Call reports 2019
FORESIGHT BANK — 2019
What FORESIGHT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 245,799,000 | 246,652,000 | 246,554,000 | 249,356,000 |
| Total loans | 180,836,000 | 178,738,000 | 179,218,000 | 177,342,000 |
| Allowance for loan losses | 2,009,000 | 2,045,000 | 2,073,000 | 2,068,000 |
| Securities available for sale | 52,924,000 | 50,126,000 | 50,961,000 | 52,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,910,000 | 214,761,000 | 217,235,000 | 220,916,000 |
| Interest-bearing deposits | 188,522,000 | 186,732,000 | 189,262,000 | 192,480,000 |
| Noninterest-bearing deposits | 28,388,000 | 28,029,000 | 27,973,000 | 28,436,000 |
| Equity capital | 24,562,000 | 25,445,000 | 26,013,000 | 25,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,675,000 | 5,438,000 | 8,226,000 | 10,983,000 |
| Interest expense | 655,000 | 1,346,000 | 2,016,000 | 2,676,000 |
| Net interest income | 2,020,000 | 4,092,000 | 6,210,000 | 8,307,000 |
| Noninterest income | 308,000 | 642,000 | 967,000 | 1,320,000 |
| Noninterest expense | 1,357,000 | 2,839,000 | 4,289,000 | 5,828,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 933,000 | 1,820,000 | 2,812,000 | 3,686,000 |
| Income tax | 222,000 | 435,000 | 679,000 | 892,000 |
| Net income | 711,000 | 1,385,000 | 2,133,000 | 2,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,789,000 | 25,206,000 | 25,669,000 | 25,046,000 |
| Total capital | 26,798,000 | 27,251,000 | 27,742,000 | 27,114,000 |
| Risk-weighted assets | 203,789,000 | 202,448,000 | 201,025,000 | 202,435,000 |