Call reports 2018
FORESIGHT BANK — 2018
What FORESIGHT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 239,000,000 | 249,669,000 | 247,507,000 | 246,051,000 |
| Total loans | 172,355,000 | 172,488,000 | 176,377,000 | 178,799,000 |
| Allowance for loan losses | 2,031,000 | 1,960,000 | 1,988,000 | 1,989,000 |
| Securities available for sale | 54,515,000 | 55,176,000 | 56,818,000 | 53,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,236,000 | 223,892,000 | 219,151,000 | 214,866,000 |
| Interest-bearing deposits | 185,408,000 | 197,186,000 | 194,312,000 | 186,573,000 |
| Noninterest-bearing deposits | 27,828,000 | 26,706,000 | 24,839,000 | 28,293,000 |
| Equity capital | 22,219,000 | 22,622,000 | 23,160,000 | 23,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,456,000 | 5,008,000 | 7,673,000 | 10,418,000 |
| Interest expense | 470,000 | 1,009,000 | 1,628,000 | 2,295,000 |
| Net interest income | 1,986,000 | 3,999,000 | 6,045,000 | 8,123,000 |
| Noninterest income | 324,000 | 668,000 | 1,011,000 | 1,439,000 |
| Noninterest expense | 1,261,000 | 2,606,000 | 3,907,000 | 5,386,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,019,000 | 2,001,000 | 3,059,000 | 4,061,000 |
| Income tax | 237,000 | 466,000 | 717,000 | 953,000 |
| Net income | 782,000 | 1,535,000 | 2,342,000 | 3,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,864,000 | 23,360,000 | 24,168,000 | 24,363,000 |
| Total capital | 24,895,000 | 25,320,000 | 26,156,000 | 26,352,000 |
| Risk-weighted assets | 194,213,000 | 199,853,000 | 201,077,000 | 203,250,000 |