Call reports 2017
FORESIGHT BANK — 2017
What FORESIGHT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 227,926,000 | 238,234,000 | 240,395,000 | 240,649,000 |
| Total loans | 162,142,000 | 162,209,000 | 167,963,000 | 168,632,000 |
| Allowance for loan losses | 2,041,000 | 2,079,000 | 2,109,000 | 2,018,000 |
| Securities available for sale | 53,928,000 | 56,484,000 | 57,656,000 | 58,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,837,000 | 211,793,000 | 213,538,000 | 211,459,000 |
| Interest-bearing deposits | 177,257,000 | 187,435,000 | 189,387,000 | 183,925,000 |
| Noninterest-bearing deposits | 24,580,000 | 24,358,000 | 24,151,000 | 27,534,000 |
| Equity capital | 21,383,000 | 22,168,000 | 22,541,000 | 22,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,213,000 | 4,506,000 | 6,884,000 | 9,318,000 |
| Interest expense | 361,000 | 741,000 | 1,155,000 | 1,602,000 |
| Net interest income | 1,852,000 | 3,765,000 | 5,729,000 | 7,716,000 |
| Noninterest income | 252,000 | 542,000 | 827,000 | 1,248,000 |
| Noninterest expense | 1,191,000 | 2,356,000 | 3,552,000 | 4,971,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 883,000 | 1,891,000 | 2,914,000 | 3,903,000 |
| Income tax | 276,000 | 600,000 | 929,000 | 1,490,000 |
| Net income | 607,000 | 1,291,000 | 1,985,000 | 2,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,387,000 | 21,815,000 | 22,223,000 | 22,366,000 |
| Total capital | 23,428,000 | 23,894,000 | 24,332,000 | 24,384,000 |
| Risk-weighted assets | 185,903,000 | 185,978,000 | 192,708,000 | 192,419,000 |