Call reports 2016
FORESIGHT BANK — 2016
What FORESIGHT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 217,184,000 | 219,546,000 | 226,204,000 | 230,467,000 |
| Total loans | 151,254,000 | 154,045,000 | 163,999,000 | 161,694,000 |
| Allowance for loan losses | 2,578,000 | 2,558,000 | 2,516,000 | 2,008,000 |
| Securities available for sale | 58,204,000 | 52,083,000 | 47,401,000 | 53,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,651,000 | 191,297,000 | 199,103,000 | 204,539,000 |
| Interest-bearing deposits | 166,786,000 | 172,376,000 | 179,217,000 | 176,531,000 |
| Noninterest-bearing deposits | 19,865,000 | 18,921,000 | 19,886,000 | 28,008,000 |
| Equity capital | 20,780,000 | 21,320,000 | 21,608,000 | 21,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,134,000 | 4,293,000 | 6,482,000 | 8,703,000 |
| Interest expense | 354,000 | 706,000 | 1,075,000 | 1,451,000 |
| Net interest income | 1,780,000 | 3,587,000 | 5,407,000 | 7,252,000 |
| Noninterest income | 259,000 | 545,000 | 838,000 | 1,142,000 |
| Noninterest expense | 1,123,000 | 2,283,000 | 3,474,000 | 4,773,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 917,000 | 1,858,000 | 2,759,000 | 3,484,000 |
| Income tax | 291,000 | 591,000 | 874,000 | 1,091,000 |
| Net income | 626,000 | 1,267,000 | 1,885,000 | 2,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,118,000 | 20,509,000 | 20,841,000 | 21,064,000 |
| Total capital | 22,246,000 | 22,712,000 | 23,161,000 | 23,072,000 |
| Risk-weighted assets | 169,816,000 | 175,880,000 | 185,442,000 | 185,569,000 |