Call reports 2014
FORESIGHT BANK — 2014
What FORESIGHT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 199,916,000 | 208,388,000 | 203,463,000 | 211,461,000 |
| Total loans | 151,385,000 | 152,074,000 | 149,803,000 | 158,370,000 |
| Allowance for loan losses | 2,792,000 | 2,830,000 | 2,854,000 | 2,975,000 |
| Securities available for sale | 42,271,000 | 41,086,000 | 44,259,000 | 45,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,035,000 | 179,914,000 | 177,601,000 | 182,842,000 |
| Interest-bearing deposits | 151,900,000 | 162,066,000 | 161,904,000 | 162,282,000 |
| Noninterest-bearing deposits | 19,135,000 | 17,848,000 | 15,697,000 | 20,560,000 |
| Equity capital | 19,533,000 | 20,110,000 | 20,390,000 | 20,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,107,000 | 4,272,000 | 6,453,000 | 8,616,000 |
| Interest expense | 358,000 | 724,000 | 1,112,000 | 1,500,000 |
| Net interest income | 1,749,000 | 3,548,000 | 5,341,000 | 7,116,000 |
| Noninterest income | 276,000 | 551,000 | 794,000 | 1,149,000 |
| Noninterest expense | 1,055,000 | 2,108,000 | 3,272,000 | 4,536,000 |
| Provision for loan losses | 45,000 | 195,000 | 240,000 | 385,000 |
| Pretax income | 925,000 | 1,864,000 | 2,691,000 | 3,412,000 |
| Income tax | 313,000 | 631,000 | 904,000 | 1,135,000 |
| Net income | 612,000 | 1,233,000 | 1,787,000 | 2,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,227,000 | 19,575,000 | 19,857,000 | 20,093,000 |
| Total capital | 21,191,000 | 21,542,000 | 21,820,000 | 22,164,000 |
| Risk-weighted assets | 156,265,000 | 156,472,000 | 156,162,000 | 164,774,000 |