Call reports 2013
FORESIGHT BANK — 2013
What FORESIGHT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 193,646,000 | 194,367,000 | 192,244,000 | 198,300,000 |
| Total loans | 143,375,000 | 143,955,000 | 144,523,000 | 150,552,000 |
| Allowance for loan losses | 3,074,000 | 3,237,000 | 3,353,000 | 2,844,000 |
| Securities available for sale | 43,744,000 | 42,133,000 | 41,514,000 | 40,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,286,000 | 170,531,000 | 167,655,000 | 172,522,000 |
| Interest-bearing deposits | 151,065,000 | 154,141,000 | 153,003,000 | 151,450,000 |
| Noninterest-bearing deposits | 19,221,000 | 16,390,000 | 14,652,000 | 21,072,000 |
| Equity capital | 18,752,000 | 18,494,000 | 18,616,000 | 19,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,130,000 | 4,268,000 | 6,381,000 | 8,517,000 |
| Interest expense | 399,000 | 791,000 | 1,171,000 | 1,552,000 |
| Net interest income | 1,731,000 | 3,477,000 | 5,210,000 | 6,965,000 |
| Noninterest income | 284,000 | 527,000 | 783,000 | 1,081,000 |
| Noninterest expense | 1,022,000 | 2,069,000 | 3,129,000 | 4,283,000 |
| Provision for loan losses | 180,000 | 360,000 | 510,000 | 510,000 |
| Pretax income | 813,000 | 1,575,000 | 2,372,000 | 3,271,000 |
| Income tax | 270,000 | 519,000 | 779,000 | 1,082,000 |
| Net income | 543,000 | 1,056,000 | 1,593,000 | 2,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,796,000 | 18,118,000 | 18,465,000 | 18,889,000 |
| Total capital | 19,673,000 | 20,017,000 | 20,338,000 | 20,843,000 |
| Risk-weighted assets | 148,924,000 | 150,594,000 | 148,327,000 | 155,427,000 |