Call reports 2012
FORESIGHT BANK — 2012
What FORESIGHT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 197,239,000 | 199,612,000 | 198,003,000 | 200,701,000 |
| Total loans | 141,070,000 | 148,623,000 | 151,030,000 | 155,516,000 |
| Allowance for loan losses | 2,900,000 | 3,143,000 | 3,101,000 | 2,981,000 |
| Securities available for sale | 48,237,000 | 45,698,000 | 41,808,000 | 39,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,322,000 | 174,408,000 | 173,625,000 | 168,759,000 |
| Interest-bearing deposits | 157,127,000 | 158,494,000 | 153,281,000 | 147,914,000 |
| Noninterest-bearing deposits | 17,195,000 | 15,914,000 | 20,344,000 | 20,845,000 |
| Equity capital | 18,258,000 | 18,687,000 | 19,256,000 | 18,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,290,000 | 4,596,000 | 6,903,000 | 9,196,000 |
| Interest expense | 503,000 | 1,001,000 | 1,472,000 | 1,900,000 |
| Net interest income | 1,787,000 | 3,595,000 | 5,431,000 | 7,296,000 |
| Noninterest income | 228,000 | 538,000 | 778,000 | 1,052,000 |
| Noninterest expense | 1,014,000 | 2,051,000 | 3,074,000 | 4,174,000 |
| Provision for loan losses | 300,000 | 640,000 | 790,000 | 940,000 |
| Pretax income | 701,000 | 1,460,000 | 2,363,000 | 3,252,000 |
| Income tax | 221,000 | 465,000 | 770,000 | 1,069,000 |
| Net income | 480,000 | 995,000 | 1,593,000 | 2,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,325,000 | 17,649,000 | 18,056,000 | 17,444,000 |
| Total capital | 19,220,000 | 19,618,000 | 20,043,000 | 19,466,000 |
| Risk-weighted assets | 150,581,000 | 156,355,000 | 157,846,000 | 160,767,000 |