Call reports 2011
FORESIGHT BANK — 2011
What FORESIGHT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 186,534,000 | 187,948,000 | 191,049,000 | 195,926,000 |
| Total loans | 138,341,000 | 140,595,000 | 139,423,000 | 144,419,000 |
| Allowance for loan losses | 2,306,000 | 2,383,000 | 2,663,000 | 2,842,000 |
| Securities available for sale | 41,091,000 | 39,783,000 | 44,660,000 | 45,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,577,000 | 164,758,000 | 167,301,000 | 170,089,000 |
| Interest-bearing deposits | 151,619,000 | 153,033,000 | 154,375,000 | 154,484,000 |
| Noninterest-bearing deposits | 12,958,000 | 11,725,000 | 12,926,000 | 15,605,000 |
| Equity capital | 16,582,000 | 17,141,000 | 17,740,000 | 18,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,302,000 | 4,681,000 | 7,050,000 | 9,415,000 |
| Interest expense | 616,000 | 1,221,000 | 1,804,000 | 2,342,000 |
| Net interest income | 1,686,000 | 3,460,000 | 5,246,000 | 7,073,000 |
| Noninterest income | 249,000 | 484,000 | 739,000 | 1,015,000 |
| Noninterest expense | 972,000 | 1,988,000 | 2,993,000 | 4,030,000 |
| Provision for loan losses | 225,000 | 450,000 | 700,000 | 1,100,000 |
| Pretax income | 738,000 | 1,508,000 | 2,294,000 | 2,960,000 |
| Income tax | 237,000 | 488,000 | 747,000 | 957,000 |
| Net income | 501,000 | 1,020,000 | 1,547,000 | 2,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,088,000 | 16,416,000 | 16,752,000 | 17,036,000 |
| Total capital | 17,916,000 | 18,250,000 | 18,558,000 | 18,941,000 |
| Risk-weighted assets | 145,782,000 | 146,166,000 | 143,614,000 | 151,503,000 |