Call reports 2010
FORESIGHT BANK — 2010
What FORESIGHT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 170,961,000 | 172,734,000 | 177,086,000 | 184,694,000 |
| Total loans | 116,323,000 | 116,489,000 | 124,402,000 | 135,355,000 |
| Allowance for loan losses | 2,214,000 | 1,690,000 | 1,750,000 | 2,084,000 |
| Securities available for sale | 48,119,000 | 45,560,000 | 46,344,000 | 42,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,491,000 | 150,791,000 | 151,918,000 | 156,977,000 |
| Interest-bearing deposits | 140,108,000 | 141,629,000 | 141,634,000 | 143,826,000 |
| Noninterest-bearing deposits | 9,383,000 | 9,162,000 | 10,284,000 | 13,151,000 |
| Equity capital | 15,491,000 | 15,840,000 | 16,372,000 | 16,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,220,000 | 4,460,000 | 6,756,000 | 9,095,000 |
| Interest expense | 766,000 | 1,515,000 | 2,245,000 | 2,917,000 |
| Net interest income | 1,454,000 | 2,945,000 | 4,511,000 | 6,178,000 |
| Noninterest income | 1,048,000 | 1,267,000 | 1,472,000 | 1,734,000 |
| Noninterest expense | 864,000 | 1,758,000 | 2,684,000 | 3,829,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,417,000 | 2,009,000 | 2,668,000 | 3,240,000 |
| Income tax | 162,000 | 325,000 | 516,000 | 674,000 |
| Net income | 1,255,000 | 1,684,000 | 2,152,000 | 2,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,769,000 | 15,094,000 | 15,458,000 | 15,778,000 |
| Total capital | 16,308,000 | 16,635,000 | 17,063,000 | 17,539,000 |
| Risk-weighted assets | 122,452,000 | 123,114,000 | 128,227,000 | 140,567,000 |